Waterfront - Golf Course - Primary on Main - Eco Friendly
Address
10205 Saint Francis Terrace, PALMETTO, FL
Price
$ 409,900
Property Attributes
- MLS#A4688993
- TypeSingle Family
- Listing Status Active
- CountyManatee
- CityPALMETTO
- AreaPalmetto/Rubonia
- NeighborhoodARTISAN LAKES ESPLANADE PH I SP A-D
- Zip34221
- StyleMediterranean
- Year Built2015
- Taxes$ 1104
- Price$ 409,900
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1698
- Lot Size0.13 Acres
Data Source:
Stellar MLS
Property Description
Welcome to your coastal retreat — where sun-kissed light, gentle breezes, and laid-back elegance await. Step inside this airy, coastal-inspired home and let your imagination set sail. From the moment you enter, you're greeted by a bright and open living space that flows effortlessly to a tranquil lanai, perfect for morning coffee or sunset lounging. Beyond the large sliding glass doors, enjoy a spacious backyard that backs up to serene conservation land — your own private slice of nature. The living room is filled with natural light, thanks to two generously sized windows, and offers the perfect backdrop for cozy coastal furnishings. The primary suite is a true seaside sanctuary, featuring a trio of bay windows that invite in soft light and offer views of the outdoors. A modern retractable ceiling fan with dual light settings adds both function and flair. The ensuite bath is spa-like, with a walk-in shower featuring a built-in seat, dual vanities with abundant counter space, and direct access to a walk-in closet with built-in shelving — and yes, there's attic access too. The dining room is bright and inviting, framed by a picture window that captures the beauty of the day. The kitchen is thoughtfully designed for both style and function, featuring stainless steel appliances, a double sink, ample lighting, and generous cabinet space — 15 upper cabinets, 12 lowers, and 6 drawers to be exact. A fixed window fills the space with natural light, making every meal prep a pleasure. The second bedroom offers comfort and versatility, with a walk-in closet, retractable ceiling fan, and pocket-door access to the second full bathroom, complete with a tub/shower combo and easy access from the hallway. Across the hall, you’ll find a spacious office — or creative space — with another fixed window and a ceiling fan to keep the ocean-inspired vibes going strong. Laundry is tucked away in a private room with ample shelving, and the two-car garage offers plenty of space and additional attic access. The community? It's your coastal clubhouse dream come true. The HOA includes landscaping, cable, and exclusive access to the Amenity Center — featuring a resort-style pool, lap pool, bubbling spa, fire pit, 24-hour fitness room, tennis courts, pickleball, corn hole, massage room, billiards, library, event space, and a calendar full of activities like dancing, bingo, and live shows. Don’t miss the opportunity to live the laid-back lifestyle you’ve been dreaming of — this coastal haven is calling your name.
| Price History | |
|---|---|
| 4/6/2026 | Listed $436,000 |
| 6/12/2026 | 1$430,000 |
| 7/17/2026 | 5$409,900 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central |
| Cooling | Central Air |
| Utilities | Natural Gas Connected,Public |
| Possession | Close Of Escrow |
| Roof | Concrete,Tile |
| Appliances | Dishwasher,Disposal,Dryer,Electric Water Heater,Gas Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer |
| Zoning | PDMU |
| HOA Fee | 1559.9 |
| Garage Spaces | 2 |
| Association Fee Includes | Cable TV,Community Pool,Escrow Reserves Fund,Internet,Maintenance Grounds,Manager,Pest Control,Pool Maintenance,Recreational Facilities |
| Patio/Porch Features | Covered,Patio,Screened |
| Architectural Style | Mediterranean |
| Security Features | Gated Community,Security System,Security System Owned,Smoke Detector(s) |
| Construction Materials | Block,Stucco |
| Pets Allowed | Yes |
| Year Built | 2015 |
| View | Trees/Woods |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Waterfront Features | Lake |
| Community Features | Fishing,Lake,Association Recreation - Owned,Clubhouse,Community Mailbox,Deed Restrictions,Dog Park,Fitness Center,Gated Community - No Guard,Golf Carts OK,Irrigation-Reclaimed Water,Park,Playground,Pool,Sidewalks,Special Community Restrictions,Tennis Court(s) |
| Assoc Fee Paid Per | Quarterly |
| County | Manatee |
| New Construction | false |
| Property Type | Residential |
| Association Amenities | Cable TV,Clubhouse,Fence Restrictions,Fitness Center,Gated,Lobby Key Required,Park,Pickleball Court(s),Playground,Pool,Recreation Facilities,Spa/Hot Tub,Tennis Court(s) |
| Attached Garage | true |
| Subdivision Name | ARTISAN LAKES ESPLANADE PH I SP A-D |
| Facing Direction | East |
| Garage Y/N | true |
| Green Water Conservation | Irrig. System-Rainwater from Ponds |
| Total Rooms | 10 |
| Full Baths | 2 |
| Status | Active |
| Directions | From Moccasin Wallow Road, Turn onto Artisan Lakes Pkwy, At the traffic circle, take the 3rd exit onto Cobble Park Pl, Turn left onto Craftsman Park Way, Turn left onto St Francis Terrace, Home will be on the right. |
| City | PALMETTO |
| Association Name | Catherine Gangloff |
| Senior Community Y/N | false |
| MLS Area | 34221 - Palmetto/Rubonia |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 5732 |
| Carport Y/N | false |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Property Attached Y/N | false |
| Land Lease Y/N | false |
| Tax Annual Amount | 1104.61 |
| Property Condition | Completed |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Virtual Tour | https://listings.gatorgazemedia.com/sites/rjpydpwa/unbranded |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Builder Name | Taylor Morrison |
| Standard Status | Active |
| Occupancy Type | Owner |
| TaxOtherAnnualAssessmentAmount | 886 |
| Tax Lot | 47 |
| Legal Description | LOT 47 ARTISAN LAKES ESPLANADE PH I SP A,B,C&D PI#6109.0335/9 |
| Minimum Lease | 6 Months |
| Water Access Y/N | false |
| Monthly HOA Amount | 519.97 |
| Additional Rooms | Den/Library/Office,Formal Dining Room Separate,Inside Utility |
| Water View Y/N | false |
| Flood Zone Code | X |
| In Law Suite YN | false |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | Ceiling Fan(s),High Ceilings,In Wall Pest System,Open Floorplan,Pest Guard System,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Thermostat,Walk-In Closet(s),Window Treatments |
|---|---|
| Flooring | Carpet,Ceramic Tile |
| Furnished Y/N | Unfurnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Blinds,Insulated Windows,Window Treatments |
| Fireplace Y/N | false |
| Laundry Features | Inside,Laundry Room |
| Total Bedrooms | 2 |
| LivingAreaSource | Public Records |
| Total Baths | 2 |
Exterior Features
| Exterior Amenities | Hurricane Shutters,Irrigation System,Lighting,Rain Gutters,Sidewalk,Sliding Doors |
|---|---|
| Vegetation | Mature Landscaping,Trees/Landscaped |
| Parking Features | Driveway,Garage Door Opener,Guest |
| Lot Features | Conservation Area,In County,Landscaped,Level,Street Dead-End,Unincorporated |
| Water Source | Public |
| Lot Size Area | 5732 |
| Foundation Details | Slab |
| Building Area Total | 2256 |
| Lot Size Acres | 0.13 |
| Road Surface Type | Paved |
| Private Pool | false |
| Waterfront Y/N | false |
| Covered Spaces | 2 |
| Road Frontage Type | Street Dead-End,Street Paved |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 34221
Price
Taxes
Year Built
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on August 22, 2026 8:32 PM UTC
